Other Benefits

You are entitled to all the following Other benefits

Other benefits:

Funeral Expenses: A sum of Rs.15,000 is payable to the dependants or the person who performs the last rites of an insured person, starting from the first day of insurable employment.

Confinement Expenses: If an insured woman or the wife of an insured person gives birth in a location where ESI medical facilities are not available, confinement expenses are provided.

Vocational Rehabilitation: If you are permanently disabled due to an employment injury, you are entitled to vocational rehabilitation training at a Vocational Rehabilitation Centre.

Physical Rehabilitation: If you suffer a physical disability due to an employment injury, you are eligible for physical rehabilitation services.

Rajiv Gandhi Shramik Kalyan Yojana (Unemployment Allowance):

  1. If you become unemployed after being insured for two or more years due to factory closure, retrenchment, or permanent disability (at least 40%) not caused by work injury, you are entitled to:
    • Unemployment Allowance: 50% of wages for up to two years.
    • Medical care: For yourself and your family at ESI hospitals/dispensaries while receiving the unemployment allowance.
    • Vocational Training: Provided to improve your skills, with fees and travel costs covered by ESIS.

Atal Beemit Vyakti Kalyan Yojana (ABVKY):

  1. This welfare scheme offers relief payments for up to 90 days once in a lifetime for insured employees.
  2. To be eligible, you must have been in insurable employment for at least one year before unemployment, and have contributed for at least 78 days in the 12 months before becoming unemployed.
  3. You can claim 50% of your wages as unemployment relief. Claims can be made online or submitted directly to the ESIS office with required documents.

Incentive for Employers Providing Employment to Persons with Disabilities:

  1. Physically disabled persons earning up to Rs. 25,000 are eligible for ESI benefits.
  2. The Central Government pays the employer's contribution for three years.

Benefits & Contributions:

  1. Contributions are based on a percentage of your wages, but social security benefits are provided based on individual needs.
  2. Cash benefits are disbursed by the Corporation through its branch or pay offices, subject to certain contribution conditions.